![]() ![]() These cookies ensure basic functionalities and security features of the website, anonymously. Necessary cookies are absolutely essential for the website to function properly. ![]() Now that we have covered these monthly budget tips, it’s time for you to download and print this free printable monthly budget!īelow is the PNG and then below that is the link to the PDF so you can print (or just download) whichever works the best for you. This will help you make monthly budgets that assist you with achieving more long term financial goals. And don’t forget to keep those goals visible while you are setting your monthly budget every month. I recommend checking out a financial goals journal ( like this one!) for helping you set and stay on track with your financial goals. ![]() Tip 8: Set financial goals if you haven’t yet.įinancial goals are another tool that is so important for your long term financial success. So just look at what you normally spend in a month on fun or entertainment and then average that out so you can include it in your monthly budget. You can absolutely have fun and still stick to a monthly budget. That is how people burn out and go crazy! Tip 7: Don’t forget about fun spending.įun spending is important! I would never tell anyone not to budget for fun or try not to have any fun for a month. So at minimum show them the budget but ideally get them involved so they can help with keeping things on track. If you live alone and no one else shares any kind of finances or financial responsibilities with you then ignore this tip.īut if you have a spouse/partner that you are financial intertwined with, kids, and even roommates it’s important to involve them to some level with the budget.Ĭommunication is super important for keeping your finances in line and on track. Tip 6: Involve anyone in your household that spends money. So keep an eye on that- if something increases notable it could really impact your budget so make sure you are looking for those reoccurring charges. Streaming services are notorious for this but lots of other subscriptions and services will do this too. We have all (or at least most of us) have experienced a reoccurring charge significantly increase their price. This budgeting tip can be so helpful for helping you save money. Tip 5: Keep an eye on reoccurring charges. Make sure you have the money left to pay essentials and check what a realistic budget for this large purchase is based on your other monthly expenses. When you are about to or just looking to make a larger purchase (such as electronics, furniture, even a car) make sure you consent with your monthly budget. This is another tip that is going to be really important for your long term finances. Tip 4: Check your budget before making large purchases. So try to give yourself some cushion room and more than anything, be emotionally prepared for there to be some changes in your budget even in the middle of the month. Life happens! Which means that expenses change- they can get bigger or smaller and that happens.Īnd being prepared for some changes is so essential to staying on track financially. Which can result in less casual spending! Tip 3: Be prepared to accept changes. Also, staying on top of knowing what things you are spending money on can help encourage you to be more aware of what you are spending on. So in order to A) properly budget that spending and B) reign in that spending it is important to know what those little things are.Īnd thankfully your credit (or debit) card app/reports can help you get that information. And in reality, it tends to just be little things that gradually add up! Tip 2: Use your credit card to get details.Ī lot of us struggle with knowing where we are spending all of our “fun” money. That way I always know that I will have time and can easily make it a routine and habit to update and check oln my monthly budget. For me I like to do it the last Monday of the month before. Actually assigning a specific date of the month works better than generally tying to do it at the beginning or end of the month.įor example, rather than just generally doing it at the start of the month (because what if that lands on a busy Saturday?) try setting a specific type of day. This tip is so essential for actually sticking to your monthly budget. I always appreciate any support to keep this site running! Thank you!*** Monthly Budget Tips and Tricks Free Printable Monthly Budget! Tip 1: Assign a day of the month to set up your budget. As an Amazon Associate I earn from qualifying purchases. *** This article may contain affiliate links that I receive a small commission off of. ![]()
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